Victoria Personal Loans

Browsing Victoria » Personal Loans

Related Categories: Fixed Rate Personal Loans, Variable Rate Personal Loans, Secured Personal Loans, Unsecured Personal Loans, Student Loans, Finance Brokers

Personal Loans

Looking for a personal loan and not sure which one is the right loan for you? The Australian Finance Directory features hundreds of lenders from large banks to smaller boutique lenders who are able to tailor a loan package to suit your financing needs.

Our directory allows you to quickly filter searches to find the right loan products from our listed lenders, saving you time and confusion. Our informative guides will explain to you in simple terms what the different loans are, highlighting their advantages and disadvantages. This allows you to make an informative choice of the right finance product for your needs.

Always check the product disclosure statements (PDS) available from the lenders websites before you make any financial commitments with that particular lender.

Fixed Rate Personal Loans

The biggest disadvantage of a fixed personal loan is that if interest rates should drop you will wind up paying more than a variable personal loan. In fact, studies have shown that more people who take out variable personal loans will wind up paying less than those who received a fixed personal loan.

Variable Rate Personal Loans

Essentially, this is a loan where the interest rates that are charged on the outstanding balance will change or vary as the interest rates on the market change. This means that your payments will change or vary as long as your monthly premiums combine the principle and the interest.

Secured Personal Loans

Arguably the greatest advantage of secured personal loans is that the personal credit history is not a factor when it comes to obtaining them. So, no matter your personal credit history which may include bankruptcy, you can still get a secured personal loan as long as you possess items that are free and clear and have intrinsic value which can be sold.

Unsecured Personal Loans

Unsecured personal loans are based on the credit rating and personal lending history of the borrower. A person with good credit can obtain a loan without having to put up any collateral in order to pay off certain expenses in a reasonable amount of time.

Student Loans

Student Loans are loans offered by banks and recognized lenders that will pay for certain college related expenses. Student loans offer substantial financial support that will pay for the tuition, books, room and board depending on how much is borrowed.

Search within these results:

Results

EECU Limited

12 Riverside Quay, Southbank Vic
Melbourne, Victoria 3006
Australia

EECU is a credit union for the ExxonMobil community which offers a diverse range of retail financial services, including loans (home, car, personal),

Dnister Credit Union

912 Mt. Alexander Road
Essendon, Victoria 3040
Australia

Extremely proud of its heritage, Dnister Ukrainian Credit Co-operative offers strong financial products and services, not for profit but for community

Firefighters & Affiliates Credit Co-operative Limited

408 Brunswick Street
Fitzroy, Victoria 3065
Australia

Firefighters Credit Union serves all fire personnel with services like loans, insurances, saving accounts and mortgage breaker.

First Option Credit Union Limited

409 St Kilda Road
Level 4
Melbourne, Victoria 3006
Australia

First Option Credit Union Limited provides Insurance, loans, credit cards, saving accounts and financial planning across Victoria and New South Wales.

Ford Co-operative Credit Society Limited

107 Gheringhap Street
Geelong, Victoria 3220
Australia

Ford Co-operative Credit Society Limited - provides loans, insurance, saving accounts and financial planning to its members.

Goulburn Murray Credit Union Co-operative Limited

91-95 Fryers Street
Shepparton, Victoria 3630
Australia

Goulburn Murray Credit Union Cooperative Limited - offers loans, insurances, financial planning and saving accounts to its members.

Hunter United Employees' Credit Union Limited

130 Lambton Rd
Broadmeadow, Victoria 2292
Australia

Hunter United Employees' Credit Union Limited - offers loans, insurances, saving accounts, credit card & financial planning.

Pulse Credit Union Limited

766 Elizabeth Street
Level 6
Melbourne, Victoria 3000
Australia

Pulse Credit Union Limited - Offers loans, insurances, saving accounts and financial planning.

South-West Credit Union Co-Operative Limited

117 Lava Street
Warrnambool, Victoria 3280
Australia

South-West Credit Union Co-Operative Limited - Offers loans, insurances, saving accounts and financial planning.

WAW Credit Union Co-Operative Limited

11 Stanley St
Wodonga, Victoria 3690
Australia

WAW Credit Union Co-Operative Limited - Offers loans, insurances, savings accounts and financial planning.

Featured Listings

  • Victoria Teachers Mutual Bank

    117 Camberwell Road
    Hawthorn East, Victoria 3123
    Australia

    Victoria Teachers Mutual Bank offer wide range of banking

  • Westpac Bank

    150 Collins St
    Melbourne, Victoria 3000
    Australia

    Westpac transaction accounts, debit, credit and travel cards

  • Barry Lynam Home Loans and Financial Services

    22 Old Shoal Point Rd
    Bucasia, Queensland 4750
    Australia

    Barry Lynam Home Loans and Financial Services offers a wide

  • Amani Finance

    1 Hobsons Gate
    Suite 10, Level 1
    Currambine, Western Australia 6028
    Australia

    Amani Finance is one of the leading mortgage brokers in

  • Nixon Finance Pty Ltd

    406 Queens Parade
    Clifton Hill, Victoria 3068
    Australia

    Nixon Finance Pty Ltd is the best option if you’re looking