Victoria Personal Loans

Browsing Victoria » Personal Loans

Related Categories: Fixed Rate Personal Loans, Variable Rate Personal Loans, Secured Personal Loans, Unsecured Personal Loans, Student Loans, Finance Brokers

Personal Loans

Looking for a personal loan and not sure which one is the right loan for you? The Australian Finance Directory features hundreds of lenders from large banks to smaller boutique lenders who are able to tailor a loan package to suit your financing needs.

Our directory allows you to quickly filter searches to find the right loan products from our listed lenders, saving you time and confusion. Our informative guides will explain to you in simple terms what the different loans are, highlighting their advantages and disadvantages. This allows you to make an informative choice of the right finance product for your needs.

Always check the product disclosure statements (PDS) available from the lenders websites before you make any financial commitments with that particular lender.

Fixed Rate Personal Loans

The biggest disadvantage of a fixed personal loan is that if interest rates should drop you will wind up paying more than a variable personal loan. In fact, studies have shown that more people who take out variable personal loans will wind up paying less than those who received a fixed personal loan.

Variable Rate Personal Loans

Essentially, this is a loan where the interest rates that are charged on the outstanding balance will change or vary as the interest rates on the market change. This means that your payments will change or vary as long as your monthly premiums combine the principle and the interest.

Secured Personal Loans

Arguably the greatest advantage of secured personal loans is that the personal credit history is not a factor when it comes to obtaining them. So, no matter your personal credit history which may include bankruptcy, you can still get a secured personal loan as long as you possess items that are free and clear and have intrinsic value which can be sold.

Unsecured Personal Loans

Unsecured personal loans are based on the credit rating and personal lending history of the borrower. A person with good credit can obtain a loan without having to put up any collateral in order to pay off certain expenses in a reasonable amount of time.

Student Loans

Student Loans are loans offered by banks and recognized lenders that will pay for certain college related expenses. Student loans offer substantial financial support that will pay for the tuition, books, room and board depending on how much is borrowed.

Search within these results:

Results

ANZ Banking Group Limited

10/833 Collins St
ANZ Centre
Melbourne, Victoria 3000
Australia

Australia and New Zealand Banking Group Limited, also known as ANZ is among the largest international banks in terms of market capitalization in

Bendigo and Adelaide Bank Limited

The Bendigo Centre
Bendigo, Victoria 3550
Australia

Bendigo and Adelaide Bank Limited came into existence in 2007, when the merger between the Bendigo Bank and Adelaide Bank took place.

Defence Bank Limited

Level 5, 31 Queen St
Melbourne, Victoria 3000
Australia

Defence Bank Limited started operations in 1975 as Defence Force Credit Union Limited and continued under that banned until 2012, when its name was

BankMecu

222 High Street
Kew, Victoria 3101
Australia

BankMecu banking products include home loans, car loans, personal loans, business loans, mortgage loans, credit cards, insurance products,

ME Bank

Level 28, 360 Elizabeth Street
Melbourne, Victoria 3000
Australia

Members Equity Bank Limited, also known as ME Bank is a national bank of Australia, with its headquarters in Melbourne. ME Bank was established in

National Australia Bank

800 Bourke Street
Docklands, Victoria 3008
Australia

NAB - National Australia Bank head office featuired in the Australian Financial Services Directory

BankVic

121 Cardigan Street
Carlton, Victoria 3053
Australia

Loans are the major offerings made by BankVic that includes home loans, investment loans, car loans, personal loans, travel loans, and more.

Victoria Teachers Mutual Bank

117 Camberwell Road
Hawthorn East, Victoria 3123
Australia

Victoria Teachers Mutual Bank offer wide range of banking products, including transaction and saving accounts, term deposits, credit cards, personal

Westpac Bank

150 Collins St
Melbourne, Victoria 3000
Australia

Westpac transaction accounts, debit, credit and travel cards, loans – personal and car, insurance products, share trading facilities, financial and

Circle Credit Co-operative Limited

6 Tilburn Rd
Deer Park, Victoria 3023
Australia

A public company founded in 1963, Circle Credit Co-operative Limited is a state credit union, providing banking products and services to its

Featured Listings

  • Berrima District Credit Union

    411 Bong Bong Street
    Bowral, New South Wales 2576
    Australia

    Today Berrima District Credit Union operates as a credit

  • Community Mutual Ltd

    Cnr Rusden & Dangar Streets
    Armidale, New South Wales 2350
    Australia

    Founded in 1970 and based in Armidale, Australia, The

  • Macquarie Bank

    50 Martin Place
    Sydney, New South Wales 2000
    Australia

    Macquarie Bank Limited is the largest investment bank in

  • ME Bank

    Level 28, 360 Elizabeth Street
    Melbourne, Victoria 3000
    Australia

    Members Equity Bank Limited, also known as ME Bank is a

  • MyState Bank

    144 Collins Street
    Hobart, Tasmania 7000
    Australia

    MyState Bank Limited is an Australian financial institution