Personal Loans

Browsing Personal Loans

Related Categories: Fixed Rate Personal Loans, Variable Rate Personal Loans, Secured Personal Loans, Unsecured Personal Loans, Student Loans, Finance Brokers

Personal Loans

Looking for a personal loan and not sure which one is the right loan for you? The Australian Finance Directory features hundreds of lenders from large banks to smaller boutique lenders who are able to tailor a loan package to suit your financing needs.

Our directory allows you to quickly filter searches to find the right loan products from our listed lenders, saving you time and confusion. Our informative guides will explain to you in simple terms what the different loans are, highlighting their advantages and disadvantages. This allows you to make an informative choice of the right finance product for your needs.

Always check the product disclosure statements (PDS) available from the lenders websites before you make any financial commitments with that particular lender.

Fixed Rate Personal Loans  (48)

The biggest disadvantage of a fixed personal loan is that if interest rates should drop you will wind up paying more than a variable personal loan. In fact, studies have shown that more people who take out variable personal loans will wind up paying less than those who received a fixed personal loan.

Variable Rate Personal Loans  (67)

Essentially, this is a loan where the interest rates that are charged on the outstanding balance will change or vary as the interest rates on the market change. This means that your payments will change or vary as long as your monthly premiums combine the principle and the interest.

Secured Personal Loans  (59)

Arguably the greatest advantage of secured personal loans is that the personal credit history is not a factor when it comes to obtaining them. So, no matter your personal credit history which may include bankruptcy, you can still get a secured personal loan as long as you possess items that are free and clear and have intrinsic value which can be sold.

Unsecured Personal Loans  (77)

Unsecured personal loans are based on the credit rating and personal lending history of the borrower. A person with good credit can obtain a loan without having to put up any collateral in order to pay off certain expenses in a reasonable amount of time.

Student Loans  (15)

Student Loans are loans offered by banks and recognized lenders that will pay for certain college related expenses. Student loans offer substantial financial support that will pay for the tuition, books, room and board depending on how much is borrowed.

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Beyond Bank Australia

44 Waymouth Street
Adelaide, South Australia 5000
Australia

A completely customers owned bank, Beyond Bank Australia, is one of the fastest growing banks and also one of the biggest customer funded and owned

ME Bank

Level 28, 360 Elizabeth Street
Melbourne, Victoria 3000
Australia

Members Equity Bank Limited, also known as ME Bank is a national bank of Australia, with its headquarters in Melbourne. ME Bank was established in

Police Bank Australia

25 Pelican Street
Surry Hills, New South Wales 2010
Australia

Police Bank loans with flexible terms and fast approvals, internet banking, mobile banking, telephone banking, police bank salary packaging/leasing,

BankVic

121 Cardigan Street
Carlton, Victoria 3053
Australia

Loans are the major offerings made by BankVic that includes home loans, investment loans, car loans, personal loans, travel loans, and more.

QT Mutual Bank

454 St Paul's Terrace
Fortitude Valley, Queensland 4006
Australia

QT Mutual Bank home loans, car loans, personal loans, customized loans, transaction accounts, savings accounts, investment accounts, credit cards

Firefighters & Affiliates Credit Co-operative Limited

408 Brunswick Street
Fitzroy, Victoria 3065
Australia

Firefighters Credit Union serves all fire personnel with services like loans, insurances, saving accounts and mortgage breaker.

First Choice Credit Union Ltd

2/18 Sale Street
Orange, New South Wales 2800
Australia

First Choice Credit Union Ltd offers loans and saving accounts to its members who are residents of New South Wales.

Ford Co-operative Credit Society Limited

107 Gheringhap Street
Geelong, Victoria 3220
Australia

Ford Co-operative Credit Society Limited - provides loans, insurance, saving accounts and financial planning to its members.

Hunter United Employees' Credit Union Limited

130 Lambton Rd
Broadmeadow, Victoria 2292
Australia

Hunter United Employees' Credit Union Limited - offers loans, insurances, saving accounts, credit card & financial planning.

Macquarie Credit Union Limited

165 Brisbane Street
Dubbo, New South Wales 2830
Australia

Macquarie Credit Union Limited - Offers financial solutions such as loans, insurances, saving accounts and financial planning to its members.

Featured Listings

  • Central Murray Credit Union Limited

    58 Belmore St
    Yarrawonga, Victoria 3730
    Australia

    Established in 1972, the Central Murray Credit Union (CMCU)

  • CAPE Credit Union Limited

    28-32 The Kingsway
    Suite 109, 1st Floor
    Cronulla, New South Wales 2230
    Australia

    Categorized under State Credit Unions, Cape Credit Union

  • Westpac Bank

    150 Collins St
    Melbourne, Victoria 3000
    Australia

    Westpac transaction accounts, debit, credit and travel cards

  • Barry Lynam Home Loans and Financial Services

    22 Old Shoal Point Rd
    Bucasia, Queensland 4750
    Australia

    Barry Lynam Home Loans and Financial Services offers a wide

  • Amani Finance

    1 Hobsons Gate
    Suite 10, Level 1
    Currambine, Western Australia 6028
    Australia

    Amani Finance is one of the leading mortgage brokers in