Personal Loans

Browsing Personal Loans

Related Categories: Fixed Rate Personal Loans, Variable Rate Personal Loans, Secured Personal Loans, Unsecured Personal Loans, Student Loans, Finance Brokers

Personal Loans

Looking for a personal loan and not sure which one is the right loan for you? The Australian Finance Directory features hundreds of lenders from large banks to smaller boutique lenders who are able to tailor a loan package to suit your financing needs.

Our directory allows you to quickly filter searches to find the right loan products from our listed lenders, saving you time and confusion. Our informative guides will explain to you in simple terms what the different loans are, highlighting their advantages and disadvantages. This allows you to make an informative choice of the right finance product for your needs.

Always check the product disclosure statements (PDS) available from the lenders websites before you make any financial commitments with that particular lender.

Fixed Rate Personal Loans  (48)

The biggest disadvantage of a fixed personal loan is that if interest rates should drop you will wind up paying more than a variable personal loan. In fact, studies have shown that more people who take out variable personal loans will wind up paying less than those who received a fixed personal loan.

Variable Rate Personal Loans  (67)

Essentially, this is a loan where the interest rates that are charged on the outstanding balance will change or vary as the interest rates on the market change. This means that your payments will change or vary as long as your monthly premiums combine the principle and the interest.

Secured Personal Loans  (59)

Arguably the greatest advantage of secured personal loans is that the personal credit history is not a factor when it comes to obtaining them. So, no matter your personal credit history which may include bankruptcy, you can still get a secured personal loan as long as you possess items that are free and clear and have intrinsic value which can be sold.

Unsecured Personal Loans  (77)

Unsecured personal loans are based on the credit rating and personal lending history of the borrower. A person with good credit can obtain a loan without having to put up any collateral in order to pay off certain expenses in a reasonable amount of time.

Student Loans  (15)

Student Loans are loans offered by banks and recognized lenders that will pay for certain college related expenses. Student loans offer substantial financial support that will pay for the tuition, books, room and board depending on how much is borrowed.

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First Option Credit Union Limited

409 St Kilda Road
Level 4
Melbourne, Victoria 3006
Australia

First Option Credit Union Limited provides Insurance, loans, credit cards, saving accounts and financial planning across Victoria and New South Wales.

Gateway Credit Union Ltd

2 Market Street
Level 16
Sydney, New South Wales 2000
Australia

Gateway Credit Union Ltd - offers loans,insurances and saving and term deposits accounts to its members.

Holiday Coast Credit Union Ltd

1 Commerce Street
Wauchope, New South Wales 2446
Australia

Holiday Coast Credit Union Ltd offers loans, insurance, saving accounts, credit card and financial planning.

Horizon Credit Union Ltd (Horizon Bank)

27 Stewart Street
Wollongong, New South Wales 2500
Australia

Horizon Credit Union Ltd offers loans, insurances, saving accounts, financial planning and credit card.

Laboratories Credit Union Limited

3 Julius Avenue
Shop 1 "The Village"
North Ryde, New South Wales 2113
Australia

Laboratories Credit Union Limited - offers loans, insurance, saving accounts and financial planning to its members .

Maritime, Mining & Power Credit Union Limited

217 Clarence Street
Level 7
Sydney, New South Wales 2000
Australia

Maritime, Mining & Power Credit Union Limited - Offers loans, insurances, saving accounts, credit card and financial planning.

Northern Inland Credit Union Limited

481 Peel Street
Tamworth, New South Wales 2340
Australia

Northern Inland Credit Union Limited - Offers loans, insurances, saving accounts, credit cards and financial planning.

Police Credit Union Limited

17 Carrington St
Adelaide, South Australia 5000
Australia

Police Credit Union Limited - Offers loans, insurances, saving accounts and financial planning.

Service One Credit Union Limited

75 Denison Street
Deakin, Australian Capital Territory 2600
Australia

Service One Credit Union Limited - Offers loans, insurances, credit cards, saving accounts and financial planning.

Funding Options

21 the Parade
Norwood, South Australia 5067
Australia

Funding Options offers a full service that includes home loans, investment loans, business loans, vehicle finance and personal loans.

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