Personal Loans

Browsing Personal Loans

Related Categories: Fixed Rate Personal Loans, Variable Rate Personal Loans, Secured Personal Loans, Unsecured Personal Loans, Student Loans, Finance Brokers

Personal Loans

Looking for a personal loan and not sure which one is the right loan for you? The Australian Finance Directory features hundreds of lenders from large banks to smaller boutique lenders who are able to tailor a loan package to suit your financing needs.

Our directory allows you to quickly filter searches to find the right loan products from our listed lenders, saving you time and confusion. Our informative guides will explain to you in simple terms what the different loans are, highlighting their advantages and disadvantages. This allows you to make an informative choice of the right finance product for your needs.

Always check the product disclosure statements (PDS) available from the lenders websites before you make any financial commitments with that particular lender.

Fixed Rate Personal Loans  (48)

The biggest disadvantage of a fixed personal loan is that if interest rates should drop you will wind up paying more than a variable personal loan. In fact, studies have shown that more people who take out variable personal loans will wind up paying less than those who received a fixed personal loan.

Variable Rate Personal Loans  (67)

Essentially, this is a loan where the interest rates that are charged on the outstanding balance will change or vary as the interest rates on the market change. This means that your payments will change or vary as long as your monthly premiums combine the principle and the interest.

Secured Personal Loans  (59)

Arguably the greatest advantage of secured personal loans is that the personal credit history is not a factor when it comes to obtaining them. So, no matter your personal credit history which may include bankruptcy, you can still get a secured personal loan as long as you possess items that are free and clear and have intrinsic value which can be sold.

Unsecured Personal Loans  (77)

Unsecured personal loans are based on the credit rating and personal lending history of the borrower. A person with good credit can obtain a loan without having to put up any collateral in order to pay off certain expenses in a reasonable amount of time.

Student Loans  (15)

Student Loans are loans offered by banks and recognized lenders that will pay for certain college related expenses. Student loans offer substantial financial support that will pay for the tuition, books, room and board depending on how much is borrowed.

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Hume Bank

492 Olive Street
Albury, New South Wales 2640
Australia

Primarily catering to the customers in Southern New South Wales and North Eastern Victoria, Hume Bank Limited has a strong hold in providing excellent

BankMecu

222 High Street
Kew, Victoria 3101
Australia

BankMecu banking products include home loans, car loans, personal loans, business loans, mortgage loans, credit cards, insurance products,

MyState Bank

144 Collins Street
Hobart, Tasmania 7000
Australia

MyState Bank Limited is an Australian financial institution with its headquarters in Hobart, Tasmania and predominately operates through the state of

National Australia Bank

800 Bourke Street
Docklands, Victoria 3008
Australia

NAB - National Australia Bank head office featuired in the Australian Financial Services Directory

P&N Bank

130 Stirling Street
Level 7
Perth, Western Australia 6000
Australia

P&N Bank provides financial products and services, including transaction accounts, saving accounts, home and personal loans, financial planning,

Rural Bank

77 Grenfell Street
Shop 2
Adelaide, South Australia 5000
Australia

The wide variety of financial products and services offered by Rural bank, includes Visa debit cards, cheque accounts, direct debit and credit

G&C Mutual Bank

201 Elizabeth Street
Level 25
Sydney, New South Wales 2000
Australia

G&C Mutual Bank (SGE Mutual Limited) offers Home Loans, Personal Loans, Credit Cards, Insurance and more peronal finance products.

Victoria Teachers Mutual Bank

117 Camberwell Road
Hawthorn East, Victoria 3123
Australia

Victoria Teachers Mutual Bank offer wide range of banking products, including transaction and saving accounts, term deposits, credit cards, personal

Arab Bank Australia Limited

Level 7, 20 Bridge Street
Exchange Centre
Sydney, New South Wales 2000
Australia

Arab Bank Australia offer transaction accounts, investment accounts, cash management accounts, online savings accounts, personal loans, home loans,

Citigroup Pty Limited

2 Park Street
Citigroup Centre
Sydney, New South Wales 2000
Australia

Global Consumer Group – This group consist of Citibank and Diners Club brands combined offering consumer banking services, including transaction and

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