Queensland Commercial Finance/Lease

Related Categories: Business Loans, Startup Business Loans, Business Overdraft

Commercial Finance/Lease

Commercial financing and leasing options are very well known to Australian businesses as they provide lending and leasing services for their particular needs. Most commercial financing in goes towards the expansion of an existing business, purchase of new or replacement equipment or meeting some other need and should not be confused with money needed to startup a business.

What is Commercial Financing?

For many Australians who are contemplating running a business, it is important to take into account that future expansion will require capital that may be beyond the current earnings of the company to provide. Every day, businesses across Australia are taking out loans to cover a myriad of expenses which in the end hope to advance the company to future success.

Essentially, a business owner will go to a lender such as a bank or specialized institution and propose a loan that covers their expenses and demonstrates how it will be paid back. For example, an expansion loan to garner new space and equipment will cost a certain amount of money. However, the payoff the business will enjoy from expanding their services will show how the loan will be paid off in the future.

What is Commercial Leasing?

While commercial financing deals mostly with money needed to support a particular expansion, purchase or replacement expense, leasing options are more in line with finding the space needed to run the business itself. Generally speaking, most businesses will lease the space needed to run their companies with the idea that a future purchase may be optional.

A lease however offers advantages in that it is a short term contract that once fulfilled can be re-signed or the business can leave to find other, better facilities that meet their particular needs. It is quite common for businesses to change locations or add on to their existing structure over time and this is where commercial leasing comes into play.

How it Works for Your Business

Commercial financing provides your business with the necessary capital to expand to meet new demands, upgrade your equipment or facilities or perhaps pay for replacement parts and equipment. Of course, having such services available means that your business will find the financing needed to get what it requires. However, such loans will have to be paid off which means that the company will need the resources to do so and meet its other obligations.

Leasing services are important for businesses to grow and expand over time. While purchasing property has the advantage of reducing costs in the long term, for most businesses this is not really a practical option as they may need to expand or change locations in the near term.

Understanding that your business has financial and leasing options available does bring a little peace of mind for the health and wellbeing of your company. The lack of financial options has doomed many businesses in the past when they needed to expand, move or obtain new equipment, so preserving these options is very important for those who intend on running a successful company.

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Auswide Bank Ltd

16–20 Barolin St
Bundaberg, Queensland 4670
Australia

Auswide Bank Ltd, formerly known as Wide Bay Australia has been in the banking and finance sector for over 50 years and primarily deals in home loans

Bank of Queensland Limited

259 Queen St
Brisbane, Queensland 4000
Australia

Bank of Queensland Limited is one of the oldest financial institutions of Australia and has its headquarters in Brisbane, Queensland.

Heritage Bank

400 Ruthven St
TOOWOOMBA, Queensland 4350
Australia

Heritage Bank is the biggest customer owned or mutual bank in Australia, and has over $8.5 Billion in assets.

Queensland Country Credit Union Limited

333 Ross River Road
Aitkenvale, Queensland 4814
Australia

Queensland Country Credit Union Limited - Offers loans, insurances, saving accounts and financial planning.

Queenslanders Credit Union Limited

127 George Street
Brisbane, Queensland 4000
Australia

Queenslanders Credit Union Limited - Offers insurance, loans, financial planning, credit card and saving accounts.

The Capricornian Ltd

Stockland Rockhampton,Yaamba Road
Shop 23
Rockhampton, Queensland 4700
Australia

The Capricornian Ltd - Offers loans, insurances, saving accounts and financial planning.

Warwick Credit Union Ltd

101 Palmerin Street
Warwick, Queensland 4370
Australia

Warwick Credit Union Ltd - Offers loans, insurances, savings accounts and financial planning.

DPF Mortgage Specialists

18 Ferry Street
Shop 9, Albert Centre
Nerang, Queensland 4211
Australia

DPF Mortgage Specialists are a Gold Coast based mortgage broker providing finance solutions to people Australia-wide.

Green Light Home Loans

23 Thuringowa Drive
Kirwan, Queensland 4817
Australia

Green Light Home Loans offers mortgage and finance broker services.

Astute Financial

136 Mulgrave Road
Cairns, Queensland 4870
Australia

Astute Financial offers mortgage and finance broking services in Cairns.

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