New South Wales Commercial Finance/Lease

Related Categories: Business Loans, Startup Business Loans, Business Overdraft

Commercial Finance/Lease

Commercial financing and leasing options are very well known to Australian businesses as they provide lending and leasing services for their particular needs. Most commercial financing in goes towards the expansion of an existing business, purchase of new or replacement equipment or meeting some other need and should not be confused with money needed to startup a business.

What is Commercial Financing?

For many Australians who are contemplating running a business, it is important to take into account that future expansion will require capital that may be beyond the current earnings of the company to provide. Every day, businesses across Australia are taking out loans to cover a myriad of expenses which in the end hope to advance the company to future success.

Essentially, a business owner will go to a lender such as a bank or specialized institution and propose a loan that covers their expenses and demonstrates how it will be paid back. For example, an expansion loan to garner new space and equipment will cost a certain amount of money. However, the payoff the business will enjoy from expanding their services will show how the loan will be paid off in the future.

What is Commercial Leasing?

While commercial financing deals mostly with money needed to support a particular expansion, purchase or replacement expense, leasing options are more in line with finding the space needed to run the business itself. Generally speaking, most businesses will lease the space needed to run their companies with the idea that a future purchase may be optional.

A lease however offers advantages in that it is a short term contract that once fulfilled can be re-signed or the business can leave to find other, better facilities that meet their particular needs. It is quite common for businesses to change locations or add on to their existing structure over time and this is where commercial leasing comes into play.

How it Works for Your Business

Commercial financing provides your business with the necessary capital to expand to meet new demands, upgrade your equipment or facilities or perhaps pay for replacement parts and equipment. Of course, having such services available means that your business will find the financing needed to get what it requires. However, such loans will have to be paid off which means that the company will need the resources to do so and meet its other obligations.

Leasing services are important for businesses to grow and expand over time. While purchasing property has the advantage of reducing costs in the long term, for most businesses this is not really a practical option as they may need to expand or change locations in the near term.

Understanding that your business has financial and leasing options available does bring a little peace of mind for the health and wellbeing of your company. The lack of financial options has doomed many businesses in the past when they needed to expand, move or obtain new equipment, so preserving these options is very important for those who intend on running a successful company.

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Rabobank Australia Limited

201 Sussex Street
Darling Park Tower 3 Level 13
Sydney, New South Wales 2000
Australia

Rabobank Australia is Australia’s largest rural lenders and plays an important role in corporate financial services to the food and agribusiness

Agricultural Bank of China Limited

2 Chifley Square
Sydney, New South Wales 2000
Australia

Agricultural Bank of China Sydney Branch got its license to carry out banking business from the Australian Prudential Regulation Authority on 25th

Deutsche Bank Aktiengesellschaft

Level 16 Deutsche Bank Place
Corner of Hunter and Phillip Streets
Sydney, New South Wales 2000
Australia

Deutsche Bank Aktiengesellschaft is a German Bank that offers global banking and financial services with its headquaters at the Deutsche Bank Twin

HSBC

Level 32, 580 George Street
Sydney, New South Wales 2000
Australia

The Hongkong and Shanghai Banking Corporation Limited is a Hong Kong based Company established in 1865. It is the founding member of the HSBC Group.

ING Direct

140 Sussex Street
Sydney, New South Wales 2000
Australia

ING Australia, also known as ING Direct offers various services, including Everyday banking, housing loans, superannuation services, retirement

Korea Exchange Bank Co Ltd

2 Chifley Square
Level 9
Sydney, New South Wales 2000
Australia

The Korea Exchange Bank in Sydney converted its subsidiary into a branch recently, and has improved its business potential substantially.

Easy Plan Financial Services

39 Montague Street
North Wollongong, New South Wales 2500
Australia

Easy Plan Financial Services is a Wollongong based financial consulting company with years of experience in the local finance market.

SJ Financial Services

94 Belford Street
BROADMEADOW, New South Wales 2292
Australia

SJ Financial Services aims at providing loans for almost every need a person may have. Whether you want to own a car, boat or your own home, SJ

United Overseas Bank Limited

9/32-36 Martin Pl
Sydney, New South Wales 2000
Australia

United Overseas Bank (UOB) was founded in 1935 and has a well established presence, especially in Asia with banking subsidiaries in Singapore,

Woori Bank

363 George St
Suite 2503
Sydney, New South Wales 2000
Australia

Woori Bank is a Korean Bank, which has made its mark on the Global Platform. It has acquired full-banking license in Australia and opened its branch

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