Commercial Finance/Lease Business Loans

Related Categories: Business Loans, Startup Business Loans, Business Overdraft

Commercial Finance/Lease

Commercial financing and leasing options are very well known to Australian businesses as they provide lending and leasing services for their particular needs. Most commercial financing in goes towards the expansion of an existing business, purchase of new or replacement equipment or meeting some other need and should not be confused with money needed to startup a business.

What is Commercial Financing?

For many Australians who are contemplating running a business, it is important to take into account that future expansion will require capital that may be beyond the current earnings of the company to provide. Every day, businesses across Australia are taking out loans to cover a myriad of expenses which in the end hope to advance the company to future success.

Essentially, a business owner will go to a lender such as a bank or specialized institution and propose a loan that covers their expenses and demonstrates how it will be paid back. For example, an expansion loan to garner new space and equipment will cost a certain amount of money. However, the payoff the business will enjoy from expanding their services will show how the loan will be paid off in the future.

What is Commercial Leasing?

While commercial financing deals mostly with money needed to support a particular expansion, purchase or replacement expense, leasing options are more in line with finding the space needed to run the business itself. Generally speaking, most businesses will lease the space needed to run their companies with the idea that a future purchase may be optional.

A lease however offers advantages in that it is a short term contract that once fulfilled can be re-signed or the business can leave to find other, better facilities that meet their particular needs. It is quite common for businesses to change locations or add on to their existing structure over time and this is where commercial leasing comes into play.

How it Works for Your Business

Commercial financing provides your business with the necessary capital to expand to meet new demands, upgrade your equipment or facilities or perhaps pay for replacement parts and equipment. Of course, having such services available means that your business will find the financing needed to get what it requires. However, such loans will have to be paid off which means that the company will need the resources to do so and meet its other obligations.

Leasing services are important for businesses to grow and expand over time. While purchasing property has the advantage of reducing costs in the long term, for most businesses this is not really a practical option as they may need to expand or change locations in the near term.

Understanding that your business has financial and leasing options available does bring a little peace of mind for the health and wellbeing of your company. The lack of financial options has doomed many businesses in the past when they needed to expand, move or obtain new equipment, so preserving these options is very important for those who intend on running a successful company.

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Clever Fitness Finance

B6, 66 Kennedy Drive
Cambridge, Tasmania 7170

Clever Fitness offers fitness equipment finance Australia wide

Aussie Sunshine

Shop 44 Sunshine Plaza
324-328 Hampshire Road
Sunshine, Victoria 3020

Let us take the hassle out of your new home purchase, Investment purchase, refinance or let us do a health check on your existing mortgage. We cover

ANZ Banking Group Limited

10/833 Collins St
ANZ Centre
Melbourne, Victoria 3000

Australia and New Zealand Banking Group Limited, also known as ANZ is among the largest international banks in terms of market capitalization in

Auswide Bank Ltd

16–20 Barolin St
Bundaberg, Queensland 4670

Auswide Bank Ltd, formerly known as Wide Bay Australia has been in the banking and finance sector for over 50 years and primarily deals in home loans

Bank of Queensland Limited

259 Queen St
Brisbane, Queensland 4000

Bank of Queensland Limited is one of the oldest financial institutions of Australia and has its headquarters in Brisbane, Queensland.

Bendigo and Adelaide Bank Limited

The Bendigo Centre
Bendigo, Victoria 3550

Bendigo and Adelaide Bank Limited came into existence in 2007, when the merger between the Bendigo Bank and Adelaide Bank took place.

BOQ Specialist Bank Limited

2 Chifley Square
The Chifley Tower
Sydney, New South Wales 2000

Known widely as the specialist banking service provider, BOQ Specialist Bank Limited has been in the business of providing professional, dedicated and

Commonwealth Bank of Australia

201 Sussex Street.
Tower 1
Sydney, New South Wales 2000

Commonwealth Bank of Australia is one of the largest banks in Australia, forming one of the top four banks of the country - CBA

Beyond Bank Australia

44 Waymouth Street
Adelaide, South Australia 5000

A completely customers owned bank, Beyond Bank Australia, is one of the fastest growing banks and also one of the biggest customer funded and owned

Heritage Bank

400 Ruthven St
TOOWOOMBA, Queensland 4350

Heritage Bank is the biggest customer owned or mutual bank in Australia, and has over $8.5 Billion in assets.

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